*Donít forget about Money!*
Teaching our Kids about Money
By: anishemaya
24 September 2004

I teach Financial Peace University and Crown Small Group Studies at my Church. I see a lot of trends with people and their money. Last week one of the subjects we were dealing with is making sure we teach our children about good stewardship. Every person in the class said that their parents did not teach them about money. Several said they graduated high school not knowing how to balance a check book. Stewardship is one of the most important things we can pass on to our children. What if the world continues as we know it with no major event ever taking place? Several years ago, some zealots believing Jesus would return sold everything they had and spent it. The tragedy was Jesus did not check with them first, so he missed their appointment. Needless to say this left them in a financial Crisis. We need to teach our children to be prepared for a financial event just like any thing else. The things that I am saying are not new, but I do need to credit Dave Ramsey, Howard Dayton, and Larry Burkette for helping me to learn it. I am going to list a few things we should be teaching our children. I will go into more detail later on. By the way this list is not exhaustive; it just covers the areas of that see most often as being weak by most people.

Teach your children:
1. We are to be good stewards of our resources.
2. Be generous.
3. Pay Cash
4. Balance your Checkbook within 48 hours of receiving the statement.
5. Have an emergency fund.
6. Credit cards are bad.
7. Plan for the future.
8. There are no shortcuts, only rewards for hard work.
9. A budget is a must.
anishemaya



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