*Saving Time*
Okay, guys, this is a good place to start taking control of your future... It took my daughter and me a couple of years to put this method together, but it does work! ****
| monthly | weekly | total | |
| Pets | $0.00 | $0.00 | $0.00 |
| Food | $0.00 | $0.00 | $0.00 |
| Mad Money | $0.00 | $0.00 | $0.00 |
| monthly | weekly | total | |
| Mortgage | $0.00 | $0.00 | $0.00 |
| Internet | $0.00 | $0.00 | $0.00 |
| Water | $0.00 | $0.00 | $0.00 |
| Phone | $0.00 | $0.00 | $0.00 |
| Qwest | $0.00 | $0.00 | $0.00 |
| Power | $0.00 | $0.00 | $0.00 |
| Total | $0.00 |
| monthly | weekly | total | |
| Plastic | $0.00 | $0.00 | $0.00 |
| Bank Loans | $0.00 | $0.00 | $0.00 |
| Total | $0.00 |
| monthly | weekly | total | |
| Gas | $0.00 | $0.00 | $0.00 |
| Maintenance | $0.00 | $0.00 | $0.00 |
| Insurance | $0.00 | $0.00 | $0.00 |
| Total | $0.00 |
| monthly | weekly | total | |
| Relic | $0.00 | $0.00 | $0.00 |
| Dragoona | $0.00 | $0.00 | $0.00 |
| Home Business | $0.00 | $0.00 | $0.00 |
| Basic House | $0.00 | $0.00 | $0.00 |
| Transportation | $0.00 | $0.00 | $0.00 |
| Credits | $0.00 | $0.00 | $0.00 |
| Debits | $0.00 | $0.00 | $0.00 |
| Discretionary | $0.00 | $0.00 | $0.00 |
| Total | $0.00 |
****
First things first, get out of debt. If you have any credit cards, cut them up! Use what Dave Ramsey calls the “debt snowball” to pay off what you owe! Pay off the smallest debt first, roll those funds into the payment onn the next... and keep up that process until you’re debt free!
Now that you can see how much cash you have to work with, continue to the next step: your personal flow chart (only you can set your goals.)
How to create a Flow chart
1. Start with a clearly defined goal
2. Make lists of various segments pertaining to goal (i.e. medical, foods, supplies, weapons for self-defense, transportation, residence, cash needed, etc.)
3. Give each segment its own line to final goal (connect lines only as needed)
4. Working backwards from goal, prioritize needs (for target dates)
5. Clearly state where you are now and what you have accomplished to date.
6. Be prepared to “chop and change” parts of your pathway as your circumstances change.
7. Include personal training, education, information, on thread, interconnecting as seems to make sense.
8. Just a for instance: connected to medical: immunizations, medicines, first aid supplies, physical exam, eye exam, dental exam, physical “reconditioning,” exercise........ and list anything you need to accomplish in connection with that segment. (Dragoona and I have covered a wall with connecting links - looks like a “tinkertoy map gone mad.”:)
9. Don’t forget to add new lines as you need them. It takes a while to think of everything... and just when you think you have it all under control, something else pops up. Don’t worry about it, just add the threads to your flow chart.
10. Give yourself a “smile and a pat on the back as you accomplish each step.”
BUT........
Don’t worry about it! A good definition of worry is “a circle of
thought whirling around a pivot of fear.” Sure, I find myself
worrying at times, but when I think of how far fear will get me, I start trying
to finagle a way out. This is where that Boy Scout motto comes in handy. Be
prepared. Please, get prepared, stay prepared and then prepare some more.
Relic
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