*What's In Your Wallet?*
Ahh another great sunny summer day, you are out with your best buds just having fun. Ya'' ll had a long week at work and you decide to go to the big city. You eat out, visit with each other and have a grand ol' time. The next morning you go out to purchase lunch and you find out your bank debit card is missing.You panic , sweat rolls down your face as you agonize where in the world is it. Worst case scenarios start going through your head, has my identity been compromised?!!?
First off right now make a list of what is in your wallet. Truth be know you really aren't sure what's in there.
a. Make a list of cards bank cards, dept. store credit cards and their who , what , where, i.e. banks name , account number , telephone number of bank/credit card company, emergency number for the bank/credit card company, for lost cards address , etc. Keep this list in a fire-proof safe at home.
b. Put this list of cards in your safe at home where in cases like this , you can pull out a list and contact the proper businesses to put a hold on the account.
c. Make a list of anything else that you carry ID, school id, employee ID, movie rental stores etc. Make sure that your State issued license doesnt have your SSN - in TN you can opt out of this at the license center. This is one more way of stealing your identity. ( Depending on how persistent the criminal really is). Again this is where the list comes in handy, have the pertinent info. to the store on your list in the safe.
d. Report the loss or theft of your credit cards/bank cards/dept. store cards to the card issuers as quickly as possible. Make a call to the local police and credit bureau as well. Many companies have toll-free numbers and 24-hour service to deal with such emergencies. It's a good idea to follow up your phone calls with a letter. Include your account number, when you noticed your card was missing, and the date you first reported the loss. You also may want to check your homeowner's insurance policy to see if it covers your liability for card thefts. If not, some insurance companies will allow you to change your policy to include this protection. Your maximum liability under federal law for unauthorized use of your credit card is $50.
Here are some more tips on credit cards and debit cards
For Credit and ATM or Debit Cards:
For ATM or debit cards:
This happened to me this weekend. I had gone to the big city and 24 hours later ---- where is my debit bank card?? Luckily , I did find it much later that night! Next time I might not be so lucky.
Most of us men carry a wallet either bill or tri fold the same goes for the ladies.There are tons of various wallets that feature security and safety such as http://www.letravelstore.com/MB40023.htm.
Basically be safe but be aware of your surroundings at all times. Know whats going on in your environment. Keep a current inventory of whats in your wallet and you will be one step ahead of the gang. With a little time you can prevent your identiy from being compromised! This is crucial especially in the tech age that we live in. There are millions of security products out there on the market, find out what works for you.
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